Florida panel backs health coverage for part-timers | BenefitsPro

Florida panel backs health coverage for part-timers | BenefitsPro

Agent Exchange Application Process

Agent Exchange Application Process

Q&A: What we know - and don’t -- about health exchange prices

Q&A: What we know - and don’t -- about health exchange prices

Applying for Obama plan not easy

Applying for Obama plan not easy

Applying for insurance under health reform a 21-page exercise

Applying for insurance under health reform a 21-page exercise

With Private Exchanges, Workers Dump Old Health-care Choices

With Private Exchanges, Workers Dump Old Health-care Choices

Scott Gottlieb: The Doctor Won't See you Now, He's Clocked Out

Scott Gottlieb: The Doctor Won't See you Now, He's Clocked Out

Why would employers keep health benefits? | LifeHealthPro

Why would employers keep health benefits? | LifeHealthPro

Employer health coverage safe for now | BenefitsPro

Employer health coverage safe for now | BenefitsPro
I just read the linked article and am concerned about the message we as consultants and advisers will be providing our employer clients.  The concern that I have is centered around the decision that employers will automatically keep their current benefit structure at the expense and assuredly more cost to their employee's.  The costs that are passed along to the employee's usually include lower benefits, too.

Would it make more sense to approach the solution from a consultative position based on cost or coverage or both?

Should we be more concerned about the costs to the individuals or employee's or the employer?

Top Republicans Demand Obama Provide Coverage To People With Pre-Existing Conditions

Top Republicans Demand Obama Provide Coverage To People With Pre-Existing Conditions: pRepublicans voted to repeal the Affordable Care Act more than three dozen times, ran on a pledge to eliminate the law on “day one,” and sought to underfund the measure at every opportunity. But since the Supreme Court upheld the ACA and President Obama won re-election the political dynamics of reform have changed: Republican governors [...]/p

This is a great example of the politics that are influencing the unfolding of healthcare reform.  You now have the 'Conservatives' taking the positions to extend a program that is counter the insurance marketplace.
We can all agree that reform was needed on how healthcare was financed and delivered, however, would any of us argue that our coming healthcare reform was done right?

Now we are adding to the mix the political leaders that are flipping fiscal sides with their position on the PCIP plans.

How can we fix the issues surrounding healthcare without engaging the individual into the position of controlling their future?

Health Reform Talk: Private health care exchanges could save money, but watch HRA use

Health Reform Talk: Private health care exchanges could save money, but watch HRA use
In the marketplace today there are differing opinions on the practicality of individual versus group health insurance and the future role that each will have in securing coverage for Americans.

I would propose the the solution to the healthcare begins with each of us as individuals.  We need to allow the market to be transformed by its participants.  iPlanRx believes that through empowerment of the individual a greater good can be achieved both for the individual but also the market.

The linked article on HRA's as a potential vehicle for the small employer market to provide viable benefits to their employee's while being unshackled from the uncontrolled costs of group health insurance is a solution whose time has arrived.