Monday, November 11, 2013
Tuesday, November 5, 2013
Tuesday, October 29, 2013
Sunday, October 27, 2013
Saturday, October 26, 2013
Friday, October 25, 2013
Thursday, October 24, 2013
Wednesday, October 23, 2013
Monday, October 21, 2013
Friday, October 18, 2013
Monday, October 14, 2013
Friday, October 11, 2013
Wednesday, October 9, 2013
Monday, September 30, 2013
Thursday, September 26, 2013
Wednesday, September 25, 2013
Tuesday, September 24, 2013
Friday, September 20, 2013
Thursday, September 19, 2013
Wednesday, September 18, 2013
Friday, September 13, 2013
Thursday, September 12, 2013
Monday, September 9, 2013
Sunday, September 8, 2013
Friday, September 6, 2013
Thursday, September 5, 2013
Tuesday, September 3, 2013
Jeffrey Singer: The Man Who Was Treated for $17,000 Less - WSJ.com
Jeffrey Singer: The Man Who Was Treated for $17,000 Less - WSJ.com
Great article. Transparency will be the fastest way for the cost of healthcare to be brought into line. The market will create a solution.
Great article. Transparency will be the fastest way for the cost of healthcare to be brought into line. The market will create a solution.
Wisconsin Commissioner of Insurance News Release, Information on Rate Filings
Wisconsin Commissioner of Insurance News Release, Information on Rate Filings
The rate comparisons are now out. We do not have the rates, but the comparisons are available.
The rate comparisons are now out. We do not have the rates, but the comparisons are available.
Friday, August 30, 2013
Thursday, August 29, 2013
Wednesday, August 28, 2013
Monday, August 26, 2013
Cal Thomas: Final warnings about Obamacare | Salisbury Post
Cal Thomas: Final warnings about Obamacare | Salisbury Post
If we do not think it can happen here, we should be wary. If we do not want it to happen here, we should start to change the way the market operates before it is too late.
visit www.iplanrx.com to find out how to change the market
If we do not think it can happen here, we should be wary. If we do not want it to happen here, we should start to change the way the market operates before it is too late.
visit www.iplanrx.com to find out how to change the market
Sunday, August 25, 2013
Congress, Staffers Can Use Pretax Dollars For Exchanges, but Private Sector Can’t | AIS Health
Congress, Staffers Can Use Pretax Dollars For Exchanges, but Private Sector Can’t | AIS Health
This is a really interesting one to follow. Keep an eye on this, exchanges, pre-tax, post- tax, and Congress.
This is a really interesting one to follow. Keep an eye on this, exchanges, pre-tax, post- tax, and Congress.
Wednesday, August 21, 2013
Tuesday, August 20, 2013
Sunday, August 18, 2013
Wednesday, August 14, 2013
Tuesday, August 13, 2013
Monday, August 12, 2013
Despite scrutiny, executive pay still rising at not-for-profits | Modern Healthcare
Despite scrutiny, executive pay still rising at not-for-profits | Modern Healthcare
This is an interesting article when considering the marketplace concerns that have been voiced for years regarding executive pay at insurance companys. There are only a handful of companies left in each state, and there are many more hospitals.
This could be a concern for the future of how healthcare is financed and paid for in an affordable fashion.
This is an interesting article when considering the marketplace concerns that have been voiced for years regarding executive pay at insurance companys. There are only a handful of companies left in each state, and there are many more hospitals.
This could be a concern for the future of how healthcare is financed and paid for in an affordable fashion.
Thursday, August 8, 2013
The doctor will see you – briefly | BenefitsPro
The doctor will see you – briefly | BenefitsPro
This is a concerning side of medicine that will not be getting better with Obamacare.
This is a concerning side of medicine that will not be getting better with Obamacare.
Wednesday, August 7, 2013
Revealing a Health Care Secret: The Price - NYTimes.com
Revealing a Health Care Secret: The Price - NYTimes.com
The linked article is an excellent example of how the marketplace needs to operate if we are going to reduce medical trend and improve quality of care.
iPlanRx enhances this mindset by starting the process with the individual, allowing them to control the financial piece of the puzzle, and empowering them to utilize the sources of information available to them to make the best decisions. We applaud the Surgery Center of Oklahoma for taking this approach!
The linked article is an excellent example of how the marketplace needs to operate if we are going to reduce medical trend and improve quality of care.
iPlanRx enhances this mindset by starting the process with the individual, allowing them to control the financial piece of the puzzle, and empowering them to utilize the sources of information available to them to make the best decisions. We applaud the Surgery Center of Oklahoma for taking this approach!
Tuesday, August 6, 2013
Monday, August 5, 2013
Friday, August 2, 2013
Thursday, August 1, 2013
Wednesday, July 31, 2013
Monday, July 29, 2013
Sunday, July 28, 2013
New York Health Insurance Exchange Rates for Individual and Small Group
www.governor.ny.gov/assets/documents/Approved2014HealthInsuranceRates.pdf
These rates look like nice mortgage payments for homes. The subsidies are not factored in on individual plans.
These rates look like nice mortgage payments for homes. The subsidies are not factored in on individual plans.
Friday, July 26, 2013
Wednesday, July 24, 2013
Friday, July 19, 2013
Thursday, July 18, 2013
House votes to delay parts of health care law | BenefitsPro
House votes to delay parts of health care law | BenefitsPro
It is getting hard to tell who side is fighting for what issues. Amazing turn of events with the Affordable Care Act and the world of politics.
It is getting hard to tell who side is fighting for what issues. Amazing turn of events with the Affordable Care Act and the world of politics.
New York Health Insurance Rates to Drop by 50 Percent Because of Obamacare
New York Health Insurance Rates to Drop by 50 Percent Because of Obamacare
Wait until the Medicaid money runs out in a few years...
The slant on this article is pretty noticeable, in WI are the poor really going to be left without coverage? No, they will continue to be covered.
Wait until the Medicaid money runs out in a few years...
The slant on this article is pretty noticeable, in WI are the poor really going to be left without coverage? No, they will continue to be covered.
Tuesday, July 16, 2013
Friday, July 12, 2013
Thursday, July 11, 2013
Wednesday, July 10, 2013
Cracking Health Costs: Good read for fact seekers
http://ebn.benefitnews.com/blog/ebviews/cracking-health-costs-good-read-fact-seekers-2734564-1.html
If what you thought to be true was not.....when would you want to know?
If what you thought to be true was not.....when would you want to know?
Tuesday, July 9, 2013
Monday, July 8, 2013
Wednesday, July 3, 2013
Tuesday, July 2, 2013
BREAKING: White House delays ACA's employer-coverage mandate for one year Read more: White House delays ACA's employer coverage mandate for one year | Modern Healthcare
http://www.modernhealthcare.com/article/20130702/NEWS/307029944?AllowView=VW8xUmo5Q21TcWJOb1gzb0tNN3RLZ0h0MWg5SVgra3NZRzROR3l0WWRMWGJVLzBERWxiNUtpQzMyWmVzNTM0WUpiaWw=&utm_source=link-20130702-NEWS-307029944&utm_medium=email&utm_campaign=mh-alert
Hold on, there are 89 days to October 1st. What else can change before then?
Oh, and if there is not a penalty for dropping coverage what happens if the individual rates are lower than the group rates?
Hold on, there are 89 days to October 1st. What else can change before then?
Oh, and if there is not a penalty for dropping coverage what happens if the individual rates are lower than the group rates?
Sunday, June 30, 2013
Technology Alone Will Not Save Health Care
http://www.forbes.com/sites/toddhixon/2013/06/28/technology-alone-will-not-save-health-care/?utm_source=followingdaily&utm_medium=email&utm_campaign=20130629
Three words that would help transform healthcare in America: free market transparency.
Three words that would help transform healthcare in America: free market transparency.
Friday, June 28, 2013
Congress, Fearing 'Brain Drain,' Seeks to Opt Out of Participating in Obamacare's Exchanges
http://www.forbes.com/sites/theapothecary/2013/04/25/congress-fearing-brain-drain-seeks-to-opt-out-of-participating-in-obamacares-exchanges/
This is priceless. What is the definition of leadership?
This is priceless. What is the definition of leadership?
Exchanging Medicaid For a Better Option
http://townhall.com/columnists/devonherrick/2013/06/28/exchanging-medicaid-for-a-better-option-n1629407/page/full
This is a little understood part of the benefit of states not expanding Medicaid. This may seem counter intuitive to most the marketplace, however, for providers this may be a great opportunity. It also may provide a better product for those who need medical benefits and may have been limited in treatment options under the old Medicaid system.
Scott Walker may have really done a great favor to the citizens of WI on multiple levels by not expanding the budget bloated Medicaid program.
This is a little understood part of the benefit of states not expanding Medicaid. This may seem counter intuitive to most the marketplace, however, for providers this may be a great opportunity. It also may provide a better product for those who need medical benefits and may have been limited in treatment options under the old Medicaid system.
Scott Walker may have really done a great favor to the citizens of WI on multiple levels by not expanding the budget bloated Medicaid program.
Tuesday, June 25, 2013
Monday, June 24, 2013
Sunday, June 23, 2013
Wednesday, June 19, 2013
David Rivkin and Elizabeth Foley: An ObamaCare Board Answerable to No One The 'death panel' is a new beast, with god-like powers. Congress should repeal it or test its constitutionality.
http://online.wsj.com/article/SB10001424127887324634304578539823614996636.html?mod=WSJ_article_MoreIn_Opinion
Is this a shock to anyone on what the final end game was going to be with regards to healthcare rationing?
Is this a shock to anyone on what the final end game was going to be with regards to healthcare rationing?
Jenkins: The Young Won't Buy ObamaCare It makes scant financial sense for them to subsidize others' care.
http://online.wsj.com/article/SB10001424127887324634304578539453974685238.html?mod=hp_opinion
Good article regarding:
- Who will purchase healthcare?
- What are the prices that are charged from providers based on?
- Can the healthcare market be fixed until transparency is available to help consumers?
Good article regarding:
- Who will purchase healthcare?
- What are the prices that are charged from providers based on?
- Can the healthcare market be fixed until transparency is available to help consumers?
Tuesday, June 18, 2013
Friday, June 7, 2013
Why So Much Recent Fuss About Health Care Costs?
http://www.forbes.com/sites/toddhixon/2013/06/06/why-so-much-recent-fuss-about-health-care-costs/?utm_source=followingdaily&utm_medium=email&utm_campaign=20130607
Todd Hixon discusses a unrealized aspect of the Affordable Care Act, the shifting of spending at the provider level. There is a unscientific rule in life which applies to economics called the "The Law of Unintended Consequences". Maybe you are familiar with this life principal when you thought you of a time where you thought you were doing the right thing in a contrary situation to achieve the best outcome only to find out days, weeks, months, or even years later that what you did actually ended up hurting the situation.
I believe we have an example of that situation unfolding with regards to healthcare costs and the provider experience. If health plans sold via the exchanges have high/ rich benefits what reason would I have to shop for the lowest cost? Similarly, if I am a provider that is now being paid at higher than Medicaid levels (in states where Medicaid was not expanded) I am going to be getting paid 70%-100% more for patient treatment than I was previously.
How are we going to afford this type of change without a method to have market forces drive care/ treatment to those with the best cost and efficiency outcomes?
More to come....
Todd Hixon discusses a unrealized aspect of the Affordable Care Act, the shifting of spending at the provider level. There is a unscientific rule in life which applies to economics called the "The Law of Unintended Consequences". Maybe you are familiar with this life principal when you thought you of a time where you thought you were doing the right thing in a contrary situation to achieve the best outcome only to find out days, weeks, months, or even years later that what you did actually ended up hurting the situation.
I believe we have an example of that situation unfolding with regards to healthcare costs and the provider experience. If health plans sold via the exchanges have high/ rich benefits what reason would I have to shop for the lowest cost? Similarly, if I am a provider that is now being paid at higher than Medicaid levels (in states where Medicaid was not expanded) I am going to be getting paid 70%-100% more for patient treatment than I was previously.
How are we going to afford this type of change without a method to have market forces drive care/ treatment to those with the best cost and efficiency outcomes?
More to come....
Monday, June 3, 2013
Sunday, June 2, 2013
Obamacare To Increase Individual Health Insurance Premiums By 64-146%
http://www.forbes.com/sites/theapothecary/2013/05/30/rate-shock-in-california-obamacare-to-increase-individual-insurance-premiums-by-64-146/?goback=%2Egde_66191_member_245765030
Great article. I guess the individual rates look good compared to group rates, but not so good compared to individual rates.
Great article. I guess the individual rates look good compared to group rates, but not so good compared to individual rates.
Thursday, May 30, 2013
Wednesday, May 29, 2013
Tuesday, May 28, 2013
Covered California Rate Sample - Interesting Comparison.....
http://www.cahba.com/covered-california/rates.htm
California's rates are coming out, the link above is to an example comparison from across the state.
Wednesday, May 22, 2013
Tuesday, May 21, 2013
Thursday, May 16, 2013
Employer Model Notice for Health Insurance Marketplace
www.dol.gov/ebsa/pdf/FLSAwithplans.pdf
http://www.dol.gov/ebsa/pdf/FLSAwithoutplans.pdf
The above links are to the Federal Model Notices to announce the availability of health insurance exchanges to employee's of companies.
All employers will have to provide this notice to their existing and new employee's as of 10/1/2013.
Is your company ready for the questions?
http://www.dol.gov/ebsa/pdf/FLSAwithoutplans.pdf
The above links are to the Federal Model Notices to announce the availability of health insurance exchanges to employee's of companies.
All employers will have to provide this notice to their existing and new employee's as of 10/1/2013.
Is your company ready for the questions?
Oregon Individual and Small Group Proposed Exchange Rates
www.oregonhealthrates.org/files/bend_individual.pdf
http://www.oregonhealthrates.org/files/bend_small_group.pdf
Oregon has published their proposed rates for small group and individual health rates in the new exchange. It is interesting to see the differences in the individual and group rates between the carriers. The most shocking aspect is the difference that some individual rates are that are lower than the group rates. I would not have expected that type of a difference in premium. Especially when considering the individual premiums may also be even lower due to receiving a premium subsidy!
http://www.oregonhealthrates.org/files/bend_small_group.pdf
Oregon has published their proposed rates for small group and individual health rates in the new exchange. It is interesting to see the differences in the individual and group rates between the carriers. The most shocking aspect is the difference that some individual rates are that are lower than the group rates. I would not have expected that type of a difference in premium. Especially when considering the individual premiums may also be even lower due to receiving a premium subsidy!
Sunday, May 12, 2013
Basic Facts About The Health Insurance Exchanges
Basic Facts About The Health Insurance Exchanges
This article breaks down some of the basics of an exchange.
This article breaks down some of the basics of an exchange.
What can the boss tell workers about the exchanges? | LifeHealthPro
What can the boss tell workers about the exchanges? | LifeHealthPro
Great letter from our government. Prepare for questions.
Great letter from our government. Prepare for questions.
Saturday, May 4, 2013
Thursday, May 2, 2013
The dumping dilemma: Will employers pay a penalty to avoid offering health insurance? Obamacare & Business
http://www.pennlive.com/midstate/index.ssf/2013/04/the_dumping_dilemma_will_emplo.html#incart_river_default
Harrisburg law partner leaps to defense of health care law: Obamacare & Business
http://www.pennlive.com/midstate/index.ssf/2013/04/harrisburg_law_partner_leaps_t.html
Interesting perspective.
Postal temps to gain health insurance under ObamaCare
Postal temps to gain health insurance under ObamaCare
Of course, it is good enough for our political leaders it is good enough for the Postal Service....oh wait, maybe it won't be good enough for our Congressional leaders?
Of course, it is good enough for our political leaders it is good enough for the Postal Service....oh wait, maybe it won't be good enough for our Congressional leaders?
Saturday, April 27, 2013
Lawmakers, aides may get Obamacare exemption - John Bresnahan and Jake Sherman - POLITICO.com
Lawmakers, aides may get Obamacare exemption - John Bresnahan and Jake Sherman - POLITICO.com
I am not sure how surprised we should be if they do exempt themselves. This would appear to be par for the course with the career politicians.
I am not sure how surprised we should be if they do exempt themselves. This would appear to be par for the course with the career politicians.
Wednesday, April 24, 2013
An Actuarial Review of ACA on Healthcare Rates
http://cdn-files.soa.org/web/research-cost-aca-report.pdf
If you would like to see the expected rate increase of individual rates in your market, review the above report. This is a very good outline of actuarial analysis.
Tuesday, April 23, 2013
Evolution1 to Present Exclusive Webinar on Defined Contribution Model
http://online.wsj.com/article/PR-CO-20130422-911435.html?mod=googlenews_wsj
iPlanRx partners with Ev.1 as a leader in providing a defined contribution benefit solution to employers, associations, chambers, and other organizations that are seeking a solution based on empowering individuals to make better health and wealth purchasing decisions.
Visit us at www.iplanrx.com
Sunday, April 21, 2013
Vermont Insurers Post Exchange Health Care Rates
Vermont Insurers Post Exchange Health Care Rates
This an interesting example of the difference in the final cost that US citizens will have to pay for coverage versus the actual cost of the coverage.
The discussion should be focused on the cost, not the percentage change in rates starting in 2014..
This an interesting example of the difference in the final cost that US citizens will have to pay for coverage versus the actual cost of the coverage.
The discussion should be focused on the cost, not the percentage change in rates starting in 2014..
Saturday, April 20, 2013
Healthcare Costs: A State by State Comparison - Wall Street Journal
http://online.wsj.com/article/SB10001424127887323884304578328173966380066.html?goback=%2Egde_66191_member_234012594#project%3DIVCostsprint%26articleTabs%3Darticle
The interesting piece of the attached article is that it provides a comparison of the differing cost of healthcare across our country.
I live in WI and we have, arguably, very good healthcare. However, our cost would tend to support that assessment.
From a different perspective, Vermont also has a similar cost per resident as Wisconsin. I am noting this because VT has announced their Exchange rates and Qualified plans (Platinum, Gold, Silver, and Bronze). I wonder if in WI we can use their announced Exchange rates as a benchmark for our own potential numbers?
The interesting piece of the attached article is that it provides a comparison of the differing cost of healthcare across our country.
I live in WI and we have, arguably, very good healthcare. However, our cost would tend to support that assessment.
From a different perspective, Vermont also has a similar cost per resident as Wisconsin. I am noting this because VT has announced their Exchange rates and Qualified plans (Platinum, Gold, Silver, and Bronze). I wonder if in WI we can use their announced Exchange rates as a benchmark for our own potential numbers?
Wednesday, April 17, 2013
Lack of coverage cover up? | BenefitsPro
Lack of coverage cover up? | BenefitsPro
This is a pretty good outline of politics. Hard to believe who is supporting what?
This is a pretty good outline of politics. Hard to believe who is supporting what?
Tuesday, April 16, 2013
Saturday, April 13, 2013
Federal Grants Available by State for Navigators
http://capsules.kaiserhealthnews.org/wp-content/uploads/2013/04/navigator-grants-by-state.pdf
Interesting amounts. It appears to have a $1.67 per person signed up in Wisconsin, how about your state?
Interesting amounts. It appears to have a $1.67 per person signed up in Wisconsin, how about your state?
Sebelius: We've built the exchange hub | LifeHealthPro
Sebelius: We've built the exchange hub | LifeHealthPro
It will be interesting to understand how this relates back to the SHOP exchanges being delayed a year.
It will be interesting to understand how this relates back to the SHOP exchanges being delayed a year.
Thursday, April 11, 2013
Wednesday, April 10, 2013
When your boss makes you pay for being fat - 620 WTMJ - Milwaukee's Source for Local News and Weather
When your boss makes you pay for being fat - 620 WTMJ - Milwaukee's Source for Local News and Weather
This subject is going to receive more publicity as we move forward into Obamacare.
The reason is that there are some excellent financial rewards within Obamacare for introducing a wellness program to your company. The catch? You have to have a group health plan.
Wellness is good, helping people change behaviors to improve their health is excellent. The question is what role does the employer want to play and is the best vehicle for providing this solution a group health plan?
The financial benefit of providing a wellness program has been hard to measure without a large enough number of employee's to allow experience to be utilized in setting health insurance rates. Many companies do not fall into this category. The ironic issue is that companies can have 9 out of 10 of their employee's adhering to a great wellness path and yet they still have negative experience due to significant claims which the premium of the company cannot sustain, simply because some health claims are extremely expensive.
The solution ultimately comes down to use as consumers, employee's, and users of the healthcare system.
This subject is going to receive more publicity as we move forward into Obamacare.
The reason is that there are some excellent financial rewards within Obamacare for introducing a wellness program to your company. The catch? You have to have a group health plan.
Wellness is good, helping people change behaviors to improve their health is excellent. The question is what role does the employer want to play and is the best vehicle for providing this solution a group health plan?
The financial benefit of providing a wellness program has been hard to measure without a large enough number of employee's to allow experience to be utilized in setting health insurance rates. Many companies do not fall into this category. The ironic issue is that companies can have 9 out of 10 of their employee's adhering to a great wellness path and yet they still have negative experience due to significant claims which the premium of the company cannot sustain, simply because some health claims are extremely expensive.
The solution ultimately comes down to use as consumers, employee's, and users of the healthcare system.
Tuesday, April 9, 2013
Sunday, April 7, 2013
When Your Boss Makes You Pay for Being Fat - Wall Street Journal
http://online.wsj.com/article/SB10001424127887324600704578402784123334550.html?mod=business_newsreel
What do you think of this situation?
Do employers want to be in this role? A $2,000.00 penalty may be easier.
Do you think that the people that are not meeting the Health Metrics earn less than 400% of poverty and would more than likely qualify for a government subsidy?
What do you think of this situation?
Do employers want to be in this role? A $2,000.00 penalty may be easier.
Do you think that the people that are not meeting the Health Metrics earn less than 400% of poverty and would more than likely qualify for a government subsidy?
Some Small Businesses Opt for the Health-Care Penalty - Wall Street Journal
http://online.wsj.com/article/SB10001424127887323916304578401413507987532.html?mod=WSJ_hpsMIDDLENexttoWhatsNewsSecond#articleTabs%3Darticle
Good article from the Wall Street Journal.
What do you think your business will do? What is best for your employee's? What is best for the company?
What will your competitors do?
Good article from the Wall Street Journal.
What do you think your business will do? What is best for your employee's? What is best for the company?
What will your competitors do?
Sunday, March 31, 2013
Friday, March 29, 2013
Saturday, March 23, 2013
Thursday, March 21, 2013
Saturday, March 16, 2013
Wednesday, March 13, 2013
Employer health coverage safe for now | BenefitsPro
Employer health coverage safe for now | BenefitsPro
I just read the linked article and am concerned about the message we as consultants and advisers will be providing our employer clients. The concern that I have is centered around the decision that employers will automatically keep their current benefit structure at the expense and assuredly more cost to their employee's. The costs that are passed along to the employee's usually include lower benefits, too.
Would it make more sense to approach the solution from a consultative position based on cost or coverage or both?
Should we be more concerned about the costs to the individuals or employee's or the employer?
I just read the linked article and am concerned about the message we as consultants and advisers will be providing our employer clients. The concern that I have is centered around the decision that employers will automatically keep their current benefit structure at the expense and assuredly more cost to their employee's. The costs that are passed along to the employee's usually include lower benefits, too.
Would it make more sense to approach the solution from a consultative position based on cost or coverage or both?
Should we be more concerned about the costs to the individuals or employee's or the employer?
Saturday, March 9, 2013
Top Republicans Demand Obama Provide Coverage To People With Pre-Existing Conditions
Top Republicans Demand Obama Provide Coverage To People With Pre-Existing Conditions: pRepublicans voted to repeal the Affordable Care Act more than three dozen times, ran on a pledge to eliminate the law on “day one,” and sought to underfund the measure at every opportunity. But since the Supreme Court upheld the ACA and President Obama won re-election the political dynamics of reform have changed: Republican governors [...]/p
This is a great example of the politics that are influencing the unfolding of healthcare reform. You now have the 'Conservatives' taking the positions to extend a program that is counter the insurance marketplace.
We can all agree that reform was needed on how healthcare was financed and delivered, however, would any of us argue that our coming healthcare reform was done right?
Now we are adding to the mix the political leaders that are flipping fiscal sides with their position on the PCIP plans.
How can we fix the issues surrounding healthcare without engaging the individual into the position of controlling their future?
This is a great example of the politics that are influencing the unfolding of healthcare reform. You now have the 'Conservatives' taking the positions to extend a program that is counter the insurance marketplace.
We can all agree that reform was needed on how healthcare was financed and delivered, however, would any of us argue that our coming healthcare reform was done right?
Now we are adding to the mix the political leaders that are flipping fiscal sides with their position on the PCIP plans.
How can we fix the issues surrounding healthcare without engaging the individual into the position of controlling their future?
Wednesday, March 6, 2013
Health Reform Talk: Private health care exchanges could save money, but watch HRA use
Health Reform Talk: Private health care exchanges could save money, but watch HRA use
In the marketplace today there are differing opinions on the practicality of individual versus group health insurance and the future role that each will have in securing coverage for Americans.
I would propose the the solution to the healthcare begins with each of us as individuals. We need to allow the market to be transformed by its participants. iPlanRx believes that through empowerment of the individual a greater good can be achieved both for the individual but also the market.
The linked article on HRA's as a potential vehicle for the small employer market to provide viable benefits to their employee's while being unshackled from the uncontrolled costs of group health insurance is a solution whose time has arrived.
In the marketplace today there are differing opinions on the practicality of individual versus group health insurance and the future role that each will have in securing coverage for Americans.
I would propose the the solution to the healthcare begins with each of us as individuals. We need to allow the market to be transformed by its participants. iPlanRx believes that through empowerment of the individual a greater good can be achieved both for the individual but also the market.
The linked article on HRA's as a potential vehicle for the small employer market to provide viable benefits to their employee's while being unshackled from the uncontrolled costs of group health insurance is a solution whose time has arrived.
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